Uzbekistan to restrict electricity payments for apartment fee debtors starting July 1

Authorities have set a target to reduce accounts receivable on mandatory housing payments by at least 80%.

Mandatory digital payment system

Beginning July 1, mandatory apartment maintenance fees will be accepted exclusively via bank cards, electronic payment services, or bank cash desks. Cash collections outside the banking system will no longer be permitted.

All incoming payments, along with revenues from leasing common property in residential buildings, will be recorded in the national digital platform “Mening Uyim” (“My Home”). Each apartment building will have its own dedicated bank account to ensure transparency and traceability of funds.

Residential buildings will be formally registered in the system, assigned a taxpayer identification number (TIN), and provided with a bank account:

• Buildings commissioned before July 1 will be registered upon application by the owners;
• Buildings commissioned after July 1 will be registered upon application by the developer.

In Tashkent, the “Mening Uyim” system will also be used to conduct general meetings of homeowners, adopt resolutions, conclude contracts, submit reports by management companies, and receive and process residents’ appeals. Starting in 2027, this framework will be extended nationwide.

Strengthened role of management companies

A management company selected by a homeowners’ general meeting will be authorized to administer the building’s bank account. If residents decide to terminate the management company’s services, its authority over the account will automatically cease.

Where no management company has been appointed, or where a contract has been annulled or suspended, residents will continue to pay mandatory fees at the established rate. If no specific rate has been approved, payments will be charged at the minimum level prescribed by law.

Each January, an annual maintenance and repair plan, covering the upkeep, operation, and repair of common property and adjacent areas, will be approved, along with a monthly breakdown of financing. A draft resolution will be generated within the “Mening Uyim” system. Any expenditures exceeding the approved budget will require a decision of the general meeting.

Management companies will be permitted to temporarily use funds from one building’s account to address emergency situations in another building under their management.

Electricity payment restrictions for debtors

Under the new rules, funds credited to a building’s account will be used first to cover electricity consumption. If a property owner fails to make the mandatory payment by the 15th day of the month, their ability to pay for electricity will be restricted.

Late payments will incur penalties: 0.1% per day for individuals and 0.4% for legal entities. The maximum penalty will be capped at 50% of the monthly outstanding debt. Half of the collected penalties will be transferred to the building’s account, while the remaining half will finance the operation and maintenance of the “Mening Uyim” platform.

The reform marks a significant shift toward digitalized housing management and stricter enforcement of payment obligations, as authorities seek to enhance transparency, financial discipline, and accountability in Uzbekistan’s residential sector.