Kaktakto correspondents have calculated how much the average resident of the capitals of Central Asia should earn in order to buy a two-room apartment in a mortgage in his hometown.
To do this, they took into account the average cost of an apartment, subtracted the amount of the down payment from it and calculated how much a person should pay per month, according to bank agreements.
“We take into account that under the terms of the loan, no more than 50% of the monthly income should go to pay the mortgage,” reporters noted.
Bishkek
The average cost of a two-room apartment is $38,250. The amount of the down payment - 30% of the apartment value. Monthly interest rate - 13.7%, issue period - 6.5 years.
In a month, the payment will amount to $501.
Monthly salary should be $1,002.
Dushanbe
The average cost of a two-room apartment is $28,170. The amount of the down payment - 30% of the apartment value. Monthly interest rate - 20%, term of issue - 5.2 years.
In a month, the payment will amount to $514.
Monthly salary should be $1,028.
Nur-Sultan
The average cost of a two-room apartment is $39,150. The amount of the initial payment - 20% of the apartment value. Monthly interest rate - 14.5%, issue period - 13.5 years.
In a month, the payment will amount to $442.
Monthly salary should be $984.
Tashkent
The average cost of a two-room apartment is $27,675. The amount of the initial payment - 10% of the apartment value.
During the first 5 years, there is a preferential interest rate - 7%, then 16%. Issue term - 20 years. The amount of payments was calculated not by the preferential, but by the basic percentage.
In a month, the payment will amount to $347.
Monthly salary should be $694.
